Private Motor

Third Party Cover:

  • We will settle Third Party claims should you or the driver of your vehicle be held responsible for an accident
  • You are also covered against Third Party risks whilst driving someone else's private car
  • Cover pertains to legal liability to passengers and other persons as a result of injury or death, as well as, Third Party property damage

Third Party Fire & Theft:

  • In addition to the Third Party risks, we will also pay loss or damaged suffered as a result of Fire and Theft of the Insured motor vehicle or its accessories

Comprehensive:

  • In addition to Third Party risks, your vehicle is Insured against various types of losses or damages including:
  1. Accidental Damage
  2. Fire & Theft
  3. Malicious Acts
  4. New Car Replacements if a total loss occured within 1 year of purchase of a new vehicle
  5. Windscreen/ Window glass damage up to $2,000.00 (without affecting your "no claims"discount)
  6. Towing Charges
  7. Personal Items (up to a certain limit)
  8. Medical Expenses ( up to a certain limit)

Comprehensive & Hurricane:

  • In addition to Comprehensive risks, your vehicle is Insured against various types of losses or damages including:
  1. Flood
  2. Hurricane